FAQ

WHAT PURPOSE CAN BE USED TO QUICKLY LOANS?
When you borrow a fast loan, the creditor cannot be held responsible for their expenditure needs, then the quick loan can be used for this purpose, as only the debtor.

HOW LONG YOU WILL WAIT TO RECEIVE A LOAN?
Many of the loans issued to a creditor within 1-4 days. But there are ways to speed up the process and, in many cases, get them only a few hours. Most of the lenders may pay directly if you have the same bank as them. You will get access to the money that already after 30 minutes, if your application is received before the deadline. Yes, always check for the bank lenders have, in order to ensure payment on the same day. Some lenders have 2 of the bank they pay out right.

THAT IS AN INTEREST – FREE LOAN?
This is the so-called free credits, which does not apply to interest payments, which means that the debtor must return the credit, to the extent that it borrowed. Most of the creditors, the interest-free credit only granted for the first time borrowing.

WHAT ARE SMS CREDITS?
This is the type of loan which can be obtained by sending a request to the creditor as a TEXT message.

WHAT ARE AUTO LOANS?
This is the type of loan that can be obtained from the mortgage of the car. It can also be used loan, new or used car purchase. In both cases, until the loan has not been repaid in full, is the car owner, the creditor.

WHAT IS THE FAST LOANS INTEREST RATES?
Every creditor is apply for loans different interest rates, but in most cases they range from 0% to 367% per year.

IT’S POSSIBLE TO BORROW WITHOUT INCOME?
Borrowing without income can be difficult, because most lenders see profits, as a kind of security for them to get their money back and they provide. Therefore, it can be difficult to get a loan if you have no declared income. Some lenders will accept a student or pension, but not all. If you have no income at all, it can be very difficult. Borrow without income is not recommended, and you should review their options to get money for other more in the long run to not have to take on impossible debts.

THAT MUST BE TAKEN INTO ACCOUNT WHEN COMPARING WITH THE CREDITORS?
It is necessary to compare all possible indicators, but the main thing is the annual rate of the maximum loan amount and återbetalningslånetiden.

FOR SOME REASON, THE LOAN MAY BE DENIED?
It may be refused because of many different reasons, but the most important of the reasons is poor credit history or bankruptcy.

WHERE TO FIND INFORMATION FOR ALL CREDITORS?
There are on the creditors ‘ own web sites on the net, through the contact with creditors directly, as well as other Internet sources to provide this information to this site, where you can find the information in the appropriate section.

WHAT IS THE PENALTY PERCENTAGE?
Interest shall be calculated and shall apply to cases where the debtor has missed the repayment of the loan. It may be only a few percent of the loan amount, which is determined to borrow every day.

WHAT CONDITIONS MUST HOLD TO GET A LOAN?
Each creditor shall determine the conditions separately, but in most cases, potential customers must comply with the criteria that each creditor – you must be a Swedish citizen or resident and must have an active bank account and phone number, as well as have a positive credit history, of legal age, in order to get the loan and ability to pay.

IS IT POSSIBLE TO GET A LOAN IF ANOTHER LOAN?
If the second loan is paid regularly, there is no impediment, to obtain other loan, but the majority of the creditors do not give loans to people with outstanding loan balances or late payments.

WHAT TO DO IF YOU SUDDENLY CAN’T REPAY A LOAN?
In any case, the creditor must go to counseling to find an appropriate solution, for example, to extend the time limit, or credit vacation.

IT IS POSSIBLE TO BORROW THE LOAN SEVERAL TIMES FROM ONE CREDITOR?
If the previous credit facilities is completed, it is possible to borrow without limitation from its own creditors.

WHAT AMOUNT OF MONEY BORROW LOAN?
The amount of the loan may be from 5 to 4000 euro, this depends on each individual’s requirements. It should be noted that regular and honest customers often can increase your